Health insurance is the common general insurance that costumers seek to invest in today. Health insurance comes as an obvious choice to consumers given the constant rising cost of hospitalization and medication. A medical emergency could not only lead to a financial crisis but also add to the gravity of the situation. Hence having a medical plan is a must in the current scenario. Not only do you need to have a medical plan, but make sure the plan you have is absolutely comprehensive. Royal Sundaram health insurance plans make sure they provide their customers with unique benefits.
Royal Sundaram, a leading general insurance provider offers a range of general insurance products for customer with unique benefits. In fact the health insurance provided by them is designed not only to take care of the hospitalization expenses but also the other trivial expenses related to it. Royal Sundaram offers customers with two plans under health insurance – Family Good Health Insurance and Hospital Cash Insurance. Both these plans are crafted to give consumers comprehensive cover during planned and unplanned hospitalization. Let’s look at the benefits they have in store for us –
Family Good Health Insurance –
As the name suggests, this is a comprehensive health cover for your family. The policy extends cover to your entire family including spouse, children, parents and yourself. As per this plan you can get your parents covered up to the age of 50 years without any documentation; however, parents up to the age of 65 years will need to submit basic documentation and take a medical test. The policy can be renewed up to 70 years of age. Choose the cover amount and term you want the cover for. Some of the key features of the plan are as follows –
· Cover for per-hospitalization cost for 30 days prior to date of admission in a hospital
· Repayment for in-patient hospitalization when being admitted into a hospital for a minimum period of 24 hours
· Coverage for post-hospitalization costs incurred within a period of 60 days after date of discharge
· Get insurance for Day Care Procedures that need less than 24 hours of hospitalization
· Accident coverage from the day the policy starts
· Cover for Pre-existing disease after 48 months
· Cashless facility in across a reputed network of 3000+ hospitals
This policy is easy to apply for as it involves no documentation, no medical tests and is available online as well.
Hospital Cash Insurance –
Getting a cover for hospitalization and medical treatment can serve as boon in case of emergencies, but hospitalization involves much more than just the cost of the treatment and room rent etc. there are many trivial costs related to it like diet of the patient, the lodging of the attender, traveling expense of the attender, payment to the specialists etc. These costs add to the expenditure and can aggravate the financial problem faced then. Hospital Cash Insurance is a plan that is specially crafted to meet such trivial needs of hospitalization. This plan can be bought for yourself, spouse, dependent parents and children from the age of 1 year to 60 years.
The policy provides benefits like –
· Cover for emergency admission, avail Triple Cash Benefit if admitted to ICU
· In case of accident, get Double Cash Benefit if admitted due to accident
· Medical treatment
· Surgery
· Get Daily Cash benefit up to Rs 3000*
· Convalescence benefit of Rs 15,000
Royal Sundaram medical insurance plans offer unique benefits to their clients to ensure they are well supported to meet any kind needs during a medical emergency. These plans can be bought through the hassle free online methods as well.
Family Good Health Insurance –
As the name suggests, this is a comprehensive health cover for your family. The policy extends cover to your entire family including spouse, children, parents and yourself. As per this plan you can get your parents covered up to the age of 50 years without any documentation; however, parents up to the age of 65 years will need to submit basic documentation and take a medical test. The policy can be renewed up to 70 years of age. Choose the cover amount and term you want the cover for. Some of the key features of the plan are as follows –
· Cover for per-hospitalization cost for 30 days prior to date of admission in a hospital
· Repayment for in-patient hospitalization when being admitted into a hospital for a minimum period of 24 hours
· Coverage for post-hospitalization costs incurred within a period of 60 days after date of discharge
· Get insurance for Day Care Procedures that need less than 24 hours of hospitalization
· Accident coverage from the day the policy starts
· Cover for Pre-existing disease after 48 months
· Cashless facility in across a reputed network of 3000+ hospitals
This policy is easy to apply for as it involves no documentation, no medical tests and is available online as well.
Hospital Cash Insurance –
Getting a cover for hospitalization and medical treatment can serve as boon in case of emergencies, but hospitalization involves much more than just the cost of the treatment and room rent etc. there are many trivial costs related to it like diet of the patient, the lodging of the attender, traveling expense of the attender, payment to the specialists etc. These costs add to the expenditure and can aggravate the financial problem faced then. Hospital Cash Insurance is a plan that is specially crafted to meet such trivial needs of hospitalization. This plan can be bought for yourself, spouse, dependent parents and children from the age of 1 year to 60 years.
The policy provides benefits like –
· Cover for emergency admission, avail Triple Cash Benefit if admitted to ICU
· In case of accident, get Double Cash Benefit if admitted due to accident
· Medical treatment
· Surgery
· Get Daily Cash benefit up to Rs 3000*
· Convalescence benefit of Rs 15,000
Royal Sundaram medical insurance plans offer unique benefits to their clients to ensure they are well supported to meet any kind needs during a medical emergency. These plans can be bought through the hassle free online methods as well.